Apex

Wealth &Risk Managment

Taking your Finances to New Heights

Why use Apex?

  • Education: 

    • We believe in educating not only ourselves of your unique situation, but also educating our clients before making any recommendations. When goals are clear, decisions are easy. In other words our clients receive more of a classroom experience, not a showroom experience.

  • Partnership: 

    • Financial Planners at Apex offer a true partnership because our compensation is directly related to the value of your assets under management. Together, we will explore all of the options that are available to you in creating a retirement strategy that fits you as an individual, not the investment company.

  • Investments and Insurance Together: 

    • Being comprehensive planners includes your investments and protecting those assets from unforeseen events. There are many investment and insurance firms in our industry. However, there are very few who specialize in both areas with the expertise required for sophisticated planning. We believe synergy between the two will always create better results than approaching them separately. 

Contact us:

Address: 4295 San Felipe, Ste 300, Houston, TX 77027

Phone: 281-272-6800

Email Address: info@apexwrm.com

Fax: 281-626-1671

Our Process

  • During our first meeting we discuss.

    • Retirement Goals and Savings

    • Cash Flow

    • Wealth Preservation/ Estate Planning

    • Risk Management

    • Accumulating for the Future

    • Tax Strategies

    • Risk Tolerance

    • Performance expectations

    • Time Horizon

  • After our first meeting we will perform an analysis and develop a holistic strategy for your financial picture, and how to move forward.

    • Asset allocation models

    • Diversification

    • Investment types

    • Investment managers

    • Risk/reward characteristics of asset classes

  • Next, we will build a portfolio of investment vehicles to meet each of your individual goals. We will guide you through a path needed to implement the plan.

    • Expectations

    • Move existing accounts

    • Discuss source of funds

    • Designate Beneficiaries

  • Once investments are in place, we will meet regularly to discuss changes, and make sure we are on track to reach your goals.

    • Schedule regular meetings

    • Active portfolios reviews

    • Quarterly reports

    • Review any life changes

Services

Comprehensive Financial Planning  

At Apex we believe wealth accumulation is only as good as the plan you use. Everyone has their own version of what true wealth is. We help you to pinpoint those goals, and build a plan around them. We act as fiduciaries, which means we always act in our clients best interest.  We help match the correct product and service to meet those goals. We want to help you build the legacy you’ve dreamed of, and live your life by design.

Asset Management          

Every dollar invested with us should have a purpose. Whether it's saving for retirement, saving to buy a house, saving for your kids college education, or many other goals. Money doesn’t have to be complicated, through our process you will receive a data driven portfolio of investments with transparency and accountability at the forefront. Using the latest technology we will continuously monitor your assets, and when we review we will make any recommendations for changes we feel should be made.

Life Insurance and Risk Management

Not only can Apex help you build your wealth, we can help protect it. Through our 4 step process we will review the insurance provided by your employer as well as individual polices you might already have. It is important to consider the termination of insurance benefits upon retirement, disability, or change of employer. By being able to bring investment and insurance together at one firm, we can use insurance polices as an asset while finding a balance between expenses and protections.  Being that we are independent advisors, we are not tied to one individual company's products but can use many of the best financially strong and diversified insurance companies available to you.

Estate Planning and Wealth Transfer

Legacy means more than just assets you leave behind.  We help align your estate plan with your financial plan. We look at the most important items when building an estate plan. Those include taxes, probate, and any legal documents. We also work with other professionals, such as estate planning attorneys and CPAs, to make certain all of the legal documents are in good order. Estate planning is an opportunity to define your legacy, set a vision for the future, and protect your family for generations to come.